:root{--brand-primary:#1F4E79;--brand-primary-dark:#0D2F4F;--brand-primary-light:#2E75B6;--brand-secondary:#C4A35A;--brand-accent:#C4A35A;--brand-bg:#FFFFFF;--brand-bg-alt:#F5F7FA;--brand-text:#1A202C;--brand-text-inverse:#FFFFFF;--brand-border:#D9E2EC;--brand-success:#22C55E;--brand-warning:#F59E0B;--brand-danger:#EF4444;--brand-neutral-dark:#1A202C;--brand-neutral-mid:#4A5568;--brand-neutral-light:#F0F4F8;--radius-sm:0;--radius-md:2px;--radius-lg:2px;--font-heading:"IBM Plex Sans","Segoe UI",sans-serif;--font-body:"IBM Plex Sans","Segoe UI",sans-serif;--space-xs:4px;--space-sm:8px;--space-md:16px;--space-lg:24px;--space-xl:32px;--space-2xl:48px;--space-3xl:64px}*,::after,::before{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"IBM Plex Sans","Segoe UI",sans-serif;font-family:var(--font-body);color:#1a202c;color:var(--brand-text);background:#fff;background:var(--brand-bg);line-height:1.65}img{max-width:100%;height:auto;display:block}img:not([src]),img[src=""]{font-size:0!important;color:transparent!important;text-indent:-9999px;line-height:0;overflow:hidden;opacity:0}a{color:#2e75b6;color:var(--brand-primary-light);-webkit-text-decoration:none;text-decoration:none}a:hover{color:#0d2f4f;color:var(--brand-primary-dark)}h1,h2,h3,h4,h5,h6{font-family:"IBM Plex Sans","Segoe UI",sans-serif;font-family:var(--font-heading);color:#1a202c;color:var(--brand-text);font-weight:650;letter-spacing:-.02em;margin-bottom:.6rem}h1{font-size:max(2rem, min(4vw, 3.5rem));line-height:1.15}h2{font-size:max(1.5rem, min(2.5vw, 2rem));line-height:1.25}h3{font-size:1.25rem;line-height:1.3}.section-space{padding:64px 0;padding:var(--space-3xl) 0}.vl-kicker{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#c4a35a;color:var(--brand-secondary);margin-bottom:.75rem}.vl-btn-primary{background:#1f4e79;background:var(--brand-primary);color:#fff!important;border:1px solid #1f4e79;border:1px solid var(--brand-primary);border-radius:2px;border-radius:var(--radius-md);padding:.65rem 1.25rem;font-weight:700;display:inline-block}.vl-btn-primary:hover{background:#0d2f4f;background:var(--brand-primary-dark);border-color:#0d2f4f;border-color:var(--brand-primary-dark);color:#fff!important}.vl-btn-outline{background:0 0;color:#1f4e79!important;color:var(--brand-primary)!important;border:1px solid #1f4e79;border:1px solid var(--brand-primary);border-radius:2px;border-radius:var(--radius-md);padding:.65rem 1.25rem;font-weight:700;display:inline-block}.vl-btn-outline:hover{background:#1f4e79;background:var(--brand-primary);color:#fff!important}.vl-btn-light{background:#fff;color:#0d2f4f!important;color:var(--brand-primary-dark)!important;border:1px solid #fff;border-radius:2px;border-radius:var(--radius-md);padding:.65rem 1.25rem;font-weight:700;display:inline-block}.vl-btn-ghost-light{background:0 0;color:#fff!important;border:1px solid #fff;border-radius:2px;border-radius:var(--radius-md);padding:.65rem 1.25rem;font-weight:700;display:inline-block}.vl-btn-ghost-light:hover{background:rgba(255,255,255,.12);color:#fff!important}.vl-navbar{background:#0d2f4f!important;background:var(--brand-primary-dark)!important;border-bottom:1px solid rgba(255,255,255,.12);padding-top:8px;padding-bottom:8px;transition:background .3s,box-shadow .3s;max-height:160px}.vl-navbar.scrolled{background:#fff!important;box-shadow:0 2px 12px rgba(0,0,0,.08);border-bottom-color:#d9e2ec;border-bottom-color:var(--brand-border)}.vl-navbar .navbar-brand img{width:180px;height:40px;-o-object-fit:contain;object-fit:contain;min-width:180px;min-height:40px;background:rgba(255,255,255,.08)}.vl-navbar .nav-link{color:#fff!important;font-weight:600;font-size:.9rem;padding:.5rem .8rem!important}.vl-navbar.scrolled .nav-link{color:#1a202c!important;color:var(--brand-text)!important}.vl-navbar .nav-link:hover{color:#c4a35a!important;color:var(--brand-accent)!important}.vl-navbar.scrolled .nav-link:hover{color:#1f4e79!important;color:var(--brand-primary)!important}.vl-navbar .navbar-toggler{border-color:rgba(255,255,255,.45)}.vl-navbar.scrolled .navbar-toggler{border-color:rgba(26,32,44,.35)}.vl-navbar .navbar-toggler-icon{background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%28255,255,255,0.9%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e")}.vl-navbar.scrolled .navbar-toggler-icon{background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%2826,32,44,0.85%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e")}.vl-btn-pill{background:#c4a35a;background:var(--brand-secondary);color:#fff!important;border:none;border-radius:20px;padding:.5rem 1.15rem;font-weight:700;white-space:nowrap}.vl-navbar.scrolled .vl-btn-pill{background:#1f4e79;background:var(--brand-primary);color:#fff!important}.vl-footer{background:#0d2f4f;background:var(--brand-primary-dark);color:#fff;padding:36px 0 24px}.vl-footer h5{color:#fff!important;font-size:.9rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.85rem}.vl-footer li,.vl-footer p,.vl-footer span{color:rgba(255,255,255,.88)}.vl-footer a:not([class*=btn-]){color:#fff!important;-webkit-text-decoration:underline;text-decoration:underline;text-underline-offset:2px;display:block;margin-bottom:.35rem;font-size:.92rem}.vl-footer a:hover{color:#c4a35a!important;color:var(--brand-accent)!important}.vl-footer-bottom{margin-top:24px;margin-top:var(--space-lg);padding-top:16px;padding-top:var(--space-md);border-top:1px solid rgba(255,255,255,.16);font-size:.875rem}.vl-footer-bottom a{display:inline;margin:0}.vl-partners a{display:inline;margin-right:.75rem}.vl-modal .modal-content{border-radius:2px;border-radius:var(--radius-md);border:none;max-width:560px}.vl-modal .modal-header{background:#0d2f4f;background:var(--brand-primary-dark);color:#fff;border-bottom:none}.vl-modal .modal-title{color:#fff!important}.vl-modal-lead{color:#1a202c;color:var(--brand-text);margin-bottom:1rem;font-size:.95rem}